Waterfront real estate in Kelowna is highly sought after. With the views of the Okanagan, the privacy of having your own beachfront and a to-die-for lifestyle, it’s all part of the package. But before you start designing the house of your dreams or tearing apart an old home for a modern refresh, it’s good to know what you’re getting into. Building or renovating right on the lake isn’t the same as building inland in the Okanagan. There are rules and challenges, but also a lot to look forward to if you do it right. We’ve been building and renovating homes in Kelowna for years, and we’ve learned what works and what doesn’t. So if you’re thinking about waterfront real estate in Kelowna, here’s what you need to know before you pick up a hammer or sign any contracts.
Designing for the Waterfront
Living on the water means that you need to consider how things like wind, water levels, and erosion will impact your build. If you’re building new, you’ll want your design team thinking about elevation. Your home needs to be set just right. If it is too low, you could run into issues with flooding or erosion. And, if it’s too high, you’ll miss the whole point of being near the water.
You also want materials that last. Waterfront means more moisture, more sun, and more wear. Materials like cedar might need more upkeep than you think. Composite materials or stone can save you a lot of headaches and repair work down the road.
Glass is your best friend on the lake. Being on the water means that you’re probably going to want to see the water from as many rooms as possible. However, you will also want to consider your privacy too. Your neighbours are probably as close to the water as you are. A smart layout makes all the difference. Things like angled walls, outdoor screens, or well-placed landscaping can give you a view and privacy.
If you’re renovating, look at how the original builder handled lake exposure. Many older homes weren’t designed with today’s insulation or window tech. So make sure your upgrades bring the whole envelope up to code. And always check setbacks, because those rules are tight along the water. The last thing you want is to get stuck redoing work because something wasn’t approved.
Choosing the Right Waterfront Real Estate Kelowna
If you’re still in the early stages and thinking about buying, here’s our honest take. Waterfront real estate in Kelowna costs more. Always has, probably always will. But you get what you pay for. Waterfront homes often hold their value and come with an unbeatable lifestyle.
When picking a lot or a home to renovate, make sure you look at the lot first. Orientation is an important part of the land. South-facing gives you more sun. West-facing means better sunsets. Moreover, the slope of the land affects your build cost, your view, and even your driveway. A flat lot might be easier, but a gently sloped lot lets you tuck in multiple levels and walk right out onto the beach.
Access is also a big deal. Some waterfront homes feel private because they’re tucked away, but if the road in is sketchy or there’s no easy way to get construction vehicles down to the site, that adds cost.
If you’re buying an older home to renovate, don’t get distracted by the wallpaper or the kitchen. Check the bones. Waterfront builds in the 60s, 70s, or even 80s might have poor foundations, water damage, or insulation problems. So, get a proper inspection. Then get a contractor (someone like us) to walk through with you and discuss the numbers.
Build or Renovate Waterfront Real Estate Kelowna
Waterfront real estate in Kelowna is a special kind of investment. Whether you’re building from scratch or giving an old place new life, it’s got to be done right. That means thinking about everything from erosion and views to materials and bylaws.
At Arnold Construction, we’ve been doing this for years. We know the rules, we know the land, and we know how to work with the lake. Our goal is to help you create a space that fits your lifestyle, lasts for decades, and meets your budget.
If you’re serious about creating the perfect lakefront home or transforming one that needs some love, contact us today. We’d be happy to help answer any questions you may have about building or renovating on the water in Kelowna. Be sure to visit our social media for past projects and updates. We look forward to helping you with your project soon!
